Friday, June 26, 2020
Fast Moving Consumer Goods (FMCG) or Consumer Packaged Goods(CPG) are the products that have a very quick sale at relatively very low price. The main profit of these companies are not based on the margin, it is mainly based upon the volume of the sales. The products in the market are updated very fast due to high competition. The main products of these type of companies are :- Personal Care Household Utilities Food and health beverages Paper Products Tobacco Products Bakery Products Vegetables and Fruits Financial and Accounting Management Information System Used in FMCG:- These Systems tracks the financial events and helps to sum up the whole financial information These kind of systems computerise the Financial management (PFM) processes They are helpful to prepare the financial reports , budget decision, fiduciary responsibilities The main task fulfilled by these systems is the integration of the data The scope for this IS exten ds from General Ledger, Debt control, Auditing process, Revenue collection, Payroll. The FMCG Company that has been analysed for Finance and accounts is HUL (Hindustan Unilever Limited) HUL Hindustan Unilever Limited is Indias largest and one of the worlds leading FMCG Company with yearly turnover of approx Rs.18, 000 crores in India, it is a subsidiary of Unilever which has a stake of 52% in HUL and an annual turnover of 40Billion Euros and has a market in more than 100 countries. The company is also on the list of Forbes Fortune 500 companies. The following are the product line of the company:- Personal Wash 1)Liril 2)Lifebuoy 3)Haman 4)Dove 5)Lux 6)Pears 7)Breeze Fabric Wash Rin Supreme Surf Excel Wheel Hair Care Clinic Sun silk Naturals Oral Care Pepsodent Cosmetics Lakme Fair and Lovely Ponds Vaseline Aviance Deodrants Axe Rexona Beverages Brooke Bond Brooke Bond Bru Lipton Foods 1) Knorr 2) Kissan Business Cycle SAP HUL turned to SAP treasury to meet all its needs. To integrate the treasury process from planning and decision making of Hindustan lever to the management of financial transactions and positions , SAP treasury linked overall Sap R/3 system implementation at Hindustan lever and also for the transfer of records to financial accounting. The two big advantages over which the SAP treasury was chosen were portability and integration. To achieve the vision of establishing a global treasury information system, portablility was required. The new SAP treasury management system availed a good return on initial investment and streamlined the treasury operations in the US. SAP Treasury v/s the Earlier Systems The corporations these days are measured on the accuracy and timeliness of information on the cash position, determining which is the most important operational duty that the treasury has. SAP Treasury enabled Hindustan lever to get huge improvements in the timeliness and accuracy of this information. It wasnt feasible to generate automatically the basic daily cash position. Data from three different systems were taken manually and put into a spreadsheet to get cash position each day, which resulted as time consuming and cumbersome and it prolonged their month-end closing process. To compress the month-end close, SAP Treasury approved treasury personnel to execute more value- added tasks in the corporation. The SAP treasury solution has hastened the daily cash processing, freeing the staff time for analysis. The quality of information has enhanced drastically with daily posting and reconciliation. Every day for Hindustan lever the SAP Treasury accumulate lock boxes and prior day bank statements. The opening ledger balances of the cash positions are updated by the detailed bank account statements and are by design posted to the SAP R/3 General Ledger as component of an automated reconciliat ion of prior day activity. In combination of the liquidity forecast of the cash inflows and the outflows. The SAP treasury provides wide-ranging information to identify the current or future liquidity shortage or excess. All this information enhances the cash manager to focus more on analysis rather than transactions. SAP treasury strongly integrates between cash management and treasury management. Due to SAP treasury the cash manager dont have to spend time on making journal entries and month end closing, everything in done on real-time , day to day basis.. The SAP Treasury is used to make analysis on Currency risk and Hedging transactions; it also consists of Market Risk Management. SAP Treasury is supplemented with 2 Complimentary Sotware patners :- Inbound electronic Banking solution from Cerg Finance Outbound electronic Banking solution from Citibank SAP Treasury includes within 3 vital components:- Cash Management (For analysis of liquidity and E-banking) Market Risk Management(For interest exposure and asses currency) Transaction Management(for managing transaction portfolios in securities foreign exchange etc.) SAP Treasury System Characteristics Conclusion FMCG is a characteristically protective sector with a very inelastic demand. The sectors revenue never dip drastically when ther is rise or contraction of income, nor the sales rise drastically when the prices falls. There is very big a time lag between the reduction/increase of incomes and the impact on FMCG sales because of the `daily necessity character of these products; it takes a long time for customers to reduce or stop the consumption of these products. Rate of Return (ROR), also known as return on investment (ROI), rate of profit or sometimes just return, is the ratio of money gained or lost (whether realized or unrealized) on an investment relative to the amount of money invested. ROR for Colgate Palmolive is +25% by implementing the SAP Treasury. Discounted Payback Period: Duration of time required to recover the initial cash seepage from the discounted future cash inflows. This is the advance where the present values of cash inflows are cumulated until they equal the total initial investment. For the Above SAP Treasury System, it was estimated to be 3.3 years. The changing global scenario and business demands lead to the adoption of newer technologies to make sense of data and automate business processes. Management Information Systems are needed to provide a competitive advantage, operational excellence, to survive and improve customer intimacy. Linking of the SAP Treasury System with the Reuters provides them with up to date information on Commodity prices which can help the Colgate Palmolive Company to hedge in times of volatility in the prices of raw material to be used as ingredients in the product segment. The employees are now more efficient in their roles as Finance Officers as they no more have to do the tedious job of data entry but rather make informed analysis and decisions. FMCG sector is recession proof. Human Beings as customers will never stop bathing, brushing their teeth, creaming themselves, thus the effect of recession was the least on this sector. The Real winners have been those companies who have synergized their business with Information Systems and supplemented their market share by taking advantage of the volatile situation in those times. Integration of various departments in any Company, FMCG or otherwise is what will provide them with the competitive advantage to survive and make new market innovations to drive better growth.
Monday, May 25, 2020
Obesity has been a problem in America for multiple years. Obesity rates in the United States are going to increase 37% in the next twenty-five years (Pomeranz 2009). According to the National Institute of Diabetes and Digestive and Kidney Diseases 68.8% of adults are overweight or obese, one in every 20 people or 6.3% of adults have extreme obesity and 3 in every 4 males or 74% of males are obese (Overweight and Obesity 2009). Once someone comes to the realization that they are obese, it can be hard to turn their life around and lose some of that weight that is making them obese. Obesity can be the cause of multiple health related issues that Americans face. For example, obesity can cause type two diabetes, cardio metabolic disease,Ã¢â¬ ¦show more contentÃ¢â¬ ¦Children think that because their favorite character is eating McDonalds, then it is okay for them to eat McDonalds as well. Unfortunately, there are many other forms of marketing out there. For example, there is product pl acement, viral marketing, and sponsorships (Frechette 2015). Good marketing can include anything that has to do with fruits, vegetables, or being active. Unfortunately, you donÃ¢â¬â¢t see much of that on television. If Americans can change how they market to children and how they market food choices, then obesity can be managed better and children can live a longer life without the fear of diseases. Another factor when it comes to obesity is legal situations. The first two people to address how the law could change obesity were Mello, Brennan, and Gostin in 2006 (Pomeranz 2009). They suggested improving schools nutrition, activity, and health activity. Legal situations go hand in hand with marketing. Just like marketing, there can be good legal situations and bad legal situations. An example of a bad or failed legal situation is The Federal Trade Commission (FTC) is responsible for food and drink commercials that are advertised on television (Kass 2007). In 1978 after the FTC was established, they proposed a rule called KidVid. This rule was made to protect children even more from television commercials. However, in 1981 congress putShow MoreRelated Health Risks and Obesity Essay1397 Words Ã |Ã 6 PagesObesity has become the silent killer in American society. It is a risk factor for numerous chronic diseases including the four leading causes of death. Obesity can be linked to stroke, heart disease, cancer and diabetes, all serious health problems that can be fatal. Obesity is linked to 300,000 deaths annually in the industrial world (Flamholz, 2001). Often in society and in the medical community there exists a lack of understanding that obesity is in fact a disease and needs attention, otherwiseRead MoreCalifornias Obesity Problem635 Words Ã |Ã 3 PagesCaliforniaÃ¢â¬â¢s Obesity Problem According to the World Health Organization, obesity kills over 2.8 million people worldwide each year. California has its share of obesity rates. Almost everyone has a family or friend that is obese. Obesity is a problem that will continue unless it is stopped. Obesity has increased as more and more people eat out. Many campaigns have tried to get people aware of being overweight, but majority of them have failed, because eating out provide a cheap escape from cookingRead MoreObesity : The Consumption Of Unhealthy And Overly Processed Foods1645 Words Ã |Ã 7 PagesWithin the past 50 years, obesity rates have reached an epidemic level with the United States of America having one of the highest obesity rates in the world. America has become the poster child for obesity worldwide and that has become its most noticeable feature. Several presidents have tried implementing multiple short term solutions in recent years, but none have shown overall effectiveness in reducing the main caus e of obesity: the over consumption of unhealthy and overly processed foods. TheRead MoreThe Obesity Epidemic : Obesity Essay1696 Words Ã |Ã 7 PagesThe obesity epidemic proves to be an issue in America and continues to grow with time. In simple terms, obesity is a disorder where the subject has increasing amounts of fat, leading to health problems in the future. This epidemic has steadily increased in American bodies for decades and researchers have tried to find the root causes of this problem. Though there is controversy as to what is the primary cause of this rising epidemic, it is clear that there are many factors that contribute to theRead MoreObesity in America787 Words Ã |Ã 4 PagesGood news! WeÃ¢â¬â¢re Number 2! As declared by a 2013 report from the U.N., America has only the second highest obesity rate in the world at 31.8%, second to Mexico with an obesity rate of 32.8%. America has held on to the title of most obese country for over 60 years. From 13% obesity in 1 962, estimates have steadily increased right up to 2013Ã¢â¬â¢s 32.8%. This may sound like good news, but the harsh truth is that America didnÃ¢â¬â¢t reach the number 2 spot through sweeping diet changes or social conscienceRead MoreChildhood Obesity : An Epidemic Essay1641 Words Ã |Ã 7 PagesChildhood obesity is an epidemic in America. Many experts like doctors and dietitians have narrowed the epidemic to a few causes some being lack of exercise, genetics, and food insecurity. Exercise and genetics could lead to obesity in the way that you need exercise to burn fat and some people are genetically more inclined to store more fat. Obesity is having excessive amount of fat that could lead to other health problem which is scary to think that childhood obesity is something that is on theRead MoreObesity in America Essay1472 Words Ã |Ã 6 PagesThis essay will discuss obesity in America and the statistical data found surrounding the subject. This is an interesting and personal topic and something very interesting to learn about. The essay will cover different vantage points of obesity including obesityÃ¢â¬â¢s relationship to poverty in the U.S., parentsÃ¢â¬â¢ fight for more physical activity in schools to combat childhood obesity, statistical data about AmericaÃ¢â¬â¢s obese population and even a spurious correlation between obesity and sleep duration inRead MoreThe Consumption Of Fast Food1600 Words Ã |Ã 7 PagesThe number of kids affected by obesity has tripled since 1980, and this can be traced in large part to lack of exercise and an unhealthy diet (Pedro et al.). Caloric intake has increased enough since the 1970Ã¢â¬â¢s which explains the rising trend in obesity, while caloric output has remained essentially unchanged. Americans are eating more unhealthy food and intaking more calories, causing this nationwide epidemic. The big fast food chains market their foods to Americans constantly. On average, teensRead MoreObesity in America Essay example906 Words Ã |Ã 4 Pages Obesity has been a growing problem in the U.S. for more than a decade. Various reasons and theories are thrown around as to the cause of this severe problem by psychologists, dietitians, and professors trying to pinpoint a single cause. Due to AmericaÃ¢â¬â¢s vast supply of resources, luxurious living standards, and moral of the country, there is no one cause for obesity contrary to advertisements offering a quick-fix drug. AmericaÃ¢â¬â¢s obesity problem is rooted much deeper than just cheap fast foodRead MoreObesity Epidemic and Lack of Government Intervention Essay1085 Words Ã |Ã 5 PagesIs the lack of government regulation causing an obesity epidemic? In America fast food is a staple of many peopleÃ¢â¬â¢s diets. As a result, the United States is now faced with a serious obesity epidemic that continues to grow worse every year. Along with impacting the economy, some of the impacts on people are cardiovascular disease, diabetes, and strokes which are all linked to obesity. According to the CDC, Ã¢â¬Å"The US Department of Health and Human Services discovered that the combination of a poor diet
Monday, May 18, 2020
In mathematics, the discount factor is a calculation of the present value of future happiness, or more specifically it is used to measure how much people will care about a period in the future as compared to today. The discount factor is a weighting term that multiplies future happiness, income, and losses in order to determine the factor by which money is to be multiplied to get the net present value of a good or service. Because the value of todays dollar will intrinsically be worth less in the future due to inflation and other factors, the discount factor is often assumed to take on values between zero and one. For example, with a discount factor equal to 0.9, an activity that would give 10 units of utility if done today would give, from todays perspective, nine units of utility if completed tomorrow. Using the Discount Factor to Determine the Net Present Value Whereas the discount rateÃ is used to determine the present value of future cash flow, the discount factor is used to determine the net present value, which can be used to determine the expected profits and losses based on future payments Ã¢â¬â the net future value of an investment. In order to do this, one must first determine the periodicÃ interest rate by dividing the annual interest rate by the number of payments expected per year; next, determine the total number of payments to be made; thenÃ assign variables to each value such as P for periodic interest rate and N for the number of payments. The basic formula for determining this discount factor would then be D1/(1P)^N, which would read that the discount factor is equal to one divided by the value of one plus the periodic interest rate to the power of the number of payments. For instance, if a company had a six percent annual interest rate and wanted to make 12 payments a year, the discount factor would beÃ 0.8357. Multi-Period and Discrete Time ModelsÃ In a multi-period model, agents may have different utility functions for consumption (or other experiences) in different time periods. Usually, in such models, they value future experiences, but to a lesser degree than present ones. For simplicity, the factor by which they discount next periods utility may be a constant between zero and one, and if so it is called a discount factor. One might interpret the discount factor not as a reduction in the appreciation of future events but as a subjective probability that the agent will die before the next period, and so discounts the future experiences not because they arent valued, but because they may not occur. A present-oriented agents discounts the future heavily and so has a LOW discount factor. Contrast discount rate and future-oriented. In a discrete time model where agents discount the future by a factor of b, one usually lets b1/(1r) where r is the discount rate.
Friday, May 15, 2020
Ages ago in Greek and Roman culture there was many ways of execution for the inmate such as: putting the person in a bag with venomous snakes and let them kill them, or put them in a cooper bull that they would put the person in the bull close it. Then they would build a fire under the bull and listen to the person scream. The screaming would turn to smoke when it went through the nostrils making it look as if it was mad (history channel). In biblical era the death penalty was even used in harsh ways such as stoning people as the famous Jesus story which says the one who has not sinned throw the first stone. And no one threw the stone because some way in their lives they have done something but not gotten caught. Today many types ofÃ¢â¬ ¦show more contentÃ¢â¬ ¦All thought it was thought to be quick and painless with your head off you still lived for approximately 30 seconds after you were Ã¢â¬Å"lifelessÃ¢â¬ . Only now do we know this. Death Penalty supporters say it is cheaper t o kill the convict rather than keep them alive but contrary to that belief it is not. Even though each day it cost the tax payers $55.09 which is roughly $20,108 a year (Hurley), this is nothing compared to the legal fees that the inmate racks up leaving you and I the tax payers to pick up the tab. For an inmate that is death row it cost $68,000 in the due to observation of guards all hours of the day compared to the $38,000 to watch them if they are only on a life sentence (Hurley). Even though the cost of the lethal injection is only $86 the inmate will appeal every time he/she does not win his/her case and if he/she does win the case the prosecution will appeal the decision of the court (capital punishment UK). The legal damages for the District Attorney or any other lawyer that is assigned to the inmate far outweigh the cost of keeping the inmate alive. For every time the case is appealed it is an automatic $700,000 (Hurley) for that alone plus the per hour pay of the lawyer whi ch can range from $100-$1000 dollars. Either end of the pay scale you choose the cost per lawyer is far more than the actual amount of money spent on keeping the inmate in prison for life. Most appeal cases take about 3 years to go back to trialShow MoreRelatedPersuasive Essay On Capital Punishment1723 Words Ã |Ã 7 PagesCapital punishment is a form of execution sanctioned by the government as a form of punishment to the capital law offenders by the death penalty. The kind of criminal offenses that punishment is through death is the capital offenses to which include treason, genocide, espionage, murder, war crimes and crimes against humanity. This kind of sentence majorly aims at the major heinous crimes. This type of the penalty is majorly carried out through various means depending on the country in question.Read MoreThe Death Penalty And Why I Support It1232 Words Ã |Ã 5 PagesIntroduction Ã¢â¬Å"Death row is a nightmare to serial killers and ax murderersÃ¢â¬ (Grisham). It definitely should be. Today i m going to talk to you about the death penalty and why I support it. America is split on the issue of the death penalty. Acording to proccon.org 31 states currently allow the death penalty while there are 19 states that do not ( Ã¢â¬Å"Top 10 Pros and Cons - Death Penalty - ProCon.orgÃ¢â¬ ). I find the topic of the death penalty very interesting and it is something that I feel stronglyRead MoreCapital Punishment in America Essay1337 Words Ã |Ã 6 PagesCapital Punishment in America In America, we no longer feel that crime should go without harsh punishment. Tim RobbinsÃ¢â¬â¢ film, Ã¢â¬Å"Dead Man WalkingÃ¢â¬ is a movie about a man named Matthew Poncelet (Sean Penn) who is on death row, and the different things he goes through as he counts down his final days until execution. The movie is based on a true story. Through the movie, I was able to see the different the steps that a death row inmate goes through leading up to execution. I cannot really sayRead MoreShould The Death Penalty Be Abolished?1226 Words Ã |Ã 5 PagesHistorically, the death penalty was created to punish a crime, to prevent it from repeating, and to deter further crimes. The United StatesÃ¢â¬â¢ use of the death penalty can be traced back as early as 1608, when early European settlers executed Captain George Kendall for being a spy from Spain (Ã¢â¬Å"Part I: History of the Death PenaltyÃ¢â¬ , n.d.). As time progressed the amount of money to sustain such a punishment slowly became a burden to States. As 32 States currently have the death penalty, taxpayers andRead MoreNotes On Signing A Life Away1384 Words Ã |Ã 6 PagesNicole A. Carmona Professor Galindo English 1302 NC8 18 September 2014 Signing a Life Away Who is one to say when your life ends? If you are religious then God makes that call, but if you are not then your death is just a matter of time and waiting. When a human being, whether a criminal or not, is put into that electric chair and strapped away from their rights minutes before they are consciously aware that they are about to die, that is when you know that as humans we have failed. WhatÃ¢â¬â¢s even worseRead MoreThe Death Penalty Is A Simple Name For A Very Controversial1297 Words Ã |Ã 6 PagesThe death penalty is a simple name for a very controversial practice. Once a common way to deter people from performing cruel crimes, capital punishment has never before been under such political scrutiny. Abolished throughout Europe, the U.S. still uses it in 31 states. Supporters deem it necessary to protect and provide order while anti-death penalty advocates label it as outdated and inhumane. Both sides argue to be the morally right decision; one that would protect the most people. However, onceRead MoreDeath Penalty Research Paper1710 Words Ã |Ã 7 PagesThe Death Penalty Research Paper English Composition ENG101 03 December 2011 Abstract The death penalty is a subject of much debate amongst the American people. Some people support capital punishment while others do not. Examination of sources and analyses of important history regarding the death penalty will hopefully add to the understanding of why it is so important in our day and age to have such a penalty to deter and deal with the most violent of offendersRead MoreSister Helen Prejeans Dead Man Walking Essay1018 Words Ã |Ã 5 Pagesautobiography written by Sister Helen Prejean. The novel tells about Prejeans life in dealing with her intimate journey through her dealings with capital punishment. Prejean was a Roman Catholic nun that worked in St. Thomas. She worked in a New Orleans housing project for black residents. In January of 1982, Prejean was asked to be a pen pal with a death row inmate named Pat Sonnier. Prejean accepted because she believed that the work seemed to fit with what she was doing at the time. PrejeanRead More Capital Punishment: T he Correct Alternative Essay1497 Words Ã |Ã 6 PagesCapital Punishment: The Correct Alternative Ã Ã Ã Ã Ã Today there is a big controversy over capital punishment whether or not it works or if it is morally right. Before I go on capital punishment, in America, is only used in felony cases such as murder or a felony buglary, where there was a unintended murder because of a robbery. People who favor the death penalty say that the criminals deserve it and is the only way for justice to be served. People who are against it, the death penalty, say thatRead MoreNationalism Is An Understanding Of An Individual2207 Words Ã |Ã 9 Pagesindependent. IndonesiaÃ¢â¬â¢s independency is a result of a long process that all Indonesians experienced before, and these movements of anti-colonialism has been the number one weapon which were used to fight back against colonialism and stand up to be a liberty country. The nationalism that every Indonesians have is strongly related to the colonialism that was ruling Indonesia for hundreds of years before. This nationalism has been a historical effect that has grown around the society; It has been the answer
Wednesday, May 6, 2020
Running head: Book Review Thomas Meyer SOCWK 330 Book Review Brief Summary A BoyÃ¢â¬â¢s Own Story is the story of the authorÃ¢â¬â¢s, Edmund White, own self discover of his homosexuality in the 1940Ã¢â¬â¢s and 1950Ã¢â¬â¢s in America. A BoyÃ¢â¬â¢s Own Story is the first autobiographies in a three book series spanning the authorÃ¢â¬â¢s late childhood throughout his adulthood. Edmund experiences a brief sexual relationship with Kevin, a slightly younger friend. Kevin and EdmundÃ¢â¬â¢s intimacy is presented as natural and untroubled, untouched by the internalized homophobia that will later plague young EdmundÃ¢â¬â¢s life. Ã¢â¬Å"I was aware of the treacherous air vents above us, conducting the sounds we were making upstairs. Maybe dad was listening. Or maybe, just like Kevin, heÃ¢â¬ ¦show more contentÃ¢â¬ ¦These issues can be looked at using classical Freudian techniques. Book Review I personally do not like the Freudian psychoanalytical perspective because I feel the theories are not properly tested. I am also interested to see how EdmundÃ¢â¬â¢s childhood being raised in an affluent family may have had an impact on how he developed as an individual. I will need time and further study to get a better gripe of this issue. It was suggested in a Sociology class that there is a socioeconomic factor difference between the new rich and old money when it comes to the issue of homosexuality. According to the professor new rich like EdmundÃ¢â¬â¢s family where less tolerate because they do not feel as secure in their economic status and feel a need to seek approval from society whereas old money may just see homosexuality as a form of eccentricness and they do not need the approval of society. I am still seeking a theory to support her statement. Summary Edmund story is an interesting look into his mind. The book has the flow of a common thought processes. The story changes focus and direction at times to explore the story deeper. It is difficult not to be drawn into the story as I am sure was the intent of the author. I am interested in how Edmund further developed his personal identity and came to terms with his homosexuality. I will be continuing to read the next book of the series as I am sure it will be just as fascinating. I have grown in my understandingShow MoreRelatedOut, Out by Robert Frost Essay836 Words Ã |Ã 4 PagesOut, Out Out, Out, by Robert Frost is a gruesomely graphic and emotional poem about the tragic end of a young boys life. It is a powerful expression about the fragility of life and the fact that death can come at any time. Death is always devastating, but it is even more so when the victim is just a young boy. The fact that the boys death came right before he could Call it a day (750) leads one to think the tragedy might have been avoided and there by forces the reader to think, WhatRead MoreFantasy And Reality Are Two Opposing Themes1458 Words Ã |Ã 6 Pagesnovel tells the reader his violent past. He is a criminal, a rapist, and clearly mentally deranged. Chappy describes remarkably vile acts. Scenes of him having sex with a young girl, of sexual relations with his own mother, and of a nineteen-year-old correspondent eating the scab off a boyÃ¢â¬â¢s leg are some of the most disturbing things seen in the novel. Yet, what is most scarring to the reader is the inability to distinguish the difference between ChappyÃ¢â¬â¢s reality and the fantasies he has created. AlthoughRead MoreRequiem for a Beast (Theme and Techniques)1210 Words Ã |Ã 5 Pagespart of the breaking in process. Numerous references throughout the book to the tethering and subduing of wild animals are metaphorical for the perspective of the European invaders of Australia to its indigenous culture and people. One of them was the seeking of the bull as being allegorical for the elimination of Aboriginal culture which was brought into focus with a graphic sequence along the bottom of the page 64. In the boyÃ¢â¬â¢s hallucination, the bullÃ¢â¬â¢s hump becomes the aboriginal child. That visualRead MoreDubliners:How is it related to Modernism?1657 Words Ã |Ã 7 Pagescollection of short stories Dubliners as its scene is set in Dublin. The title leads the reader to presume that it is a book about life and that it describes it as it is; but this novel regards life from one aspect only. James Joyce ofte n presents the protagonists motives as unworthy and their minds confused and he also tries to convince the reader that his people are as he describes them. It could be characterized as a group of short stories but a novel too, in which the separate stories of its protagonistsRead MoreComparing Hoot Film and Novel1661 Words Ã |Ã 7 PagesHoot Among many books that were written and later made into films, the relation between the two can be vastly different, or practically identical. Though there are many similarities between the novel Hoot written by Carl Hiaasen, and the film directed by Wil Shriner, there are some differences as well. As a young man, Roy Eberhardt was a strange individual. Hoot, both the film and the novel, are based on a boyÃ¢â¬â¢s new life in Coconut Cove, Florida. As most would expect, starting a new life in a placeRead MoreAnd Then There Were None by Agatha Christie Essay1641 Words Ã |Ã 7 Pagesisland there all heading to but have flashbacks on their past or gives hints that the reader can pick up on to figure out what each one of them is really about. The enhanced on the conflict with this novel there is many because each character had their own personal conflicts and most of them had to deal with a lot of guilt from the murders of each past. Literary analysis: theme The main theme of this novel work is a powerful journey that lead unknownRead MoreSummary Of The Short Story Of The Wavemaker Hass1126 Words Ã |Ã 5 PagesAllegra Villarreal, Instructor ENGL 1302 17 November 2017 George Saunders, throughout his collection of short stories, CivilWarLand in Bad Decline, explores the lives of fictional characters through episodes of economic hardship, love lost, death, and disillusionment with the powers in place. He presents his ideas in a demented and dark way hoping to capture the readerÃ¢â¬â¢s attention to our own world around us. In Ã¢â¬Å"Offloading for Mrs. SchwartzÃ¢â¬ , the narrator and main character runs a virtual realityRead MoreThis Tale On The Exterior Is A KidÃ¢â¬â¢S Narrative That Rushdie1184 Words Ã |Ã 5 PagesThis tale on the exterior is a kidÃ¢â¬â¢s narrative that Rushdie composed for his 11-year-old son. After comprehensive study nevertheless, the book materializes as a mockery on the restraints levied on the privilege of expression. It is about a young boy known as Haroun whose father is an esteemed storyteller but loses the propensity after his wife runs off. He desires to revive his dadÃ¢â¬â¢s capabilities of imagination, an d so he commences on a fabulous trip, which leads him to another world, where thereRead MoreWilliam Golding s Lord Of The Flies1444 Words Ã |Ã 6 PagesInterviewer LetÃ¢â¬â¢s talk about William Golding and his most famous book, Lord of the Flies, in which a group of British schoolboys - aged from around 6-12 - become stranded on an island, and quickly begin their descent into chaos. Today, I am joined by literarian and William Golding expert, Lara Caglar. Expert Hi, Vanessa, itÃ¢â¬â¢s a pleasure to be here Interviewer Together, we will be discussing the question on everyoneÃ¢â¬â¢s minds, what happened to Golding that led him to have such an incredibly negativeRead MoreThe Road by Cormac McCarthy Essay888 Words Ã |Ã 4 Pagesthis history behind the novel, The Road has received a plethora of reviews and honors since its debut. In a New York Book Review article, an author, Michael Chabon discussed the novels relation to well-known genres. Chabon insists that The Road is not science fiction, he says, Ã¢â¬Å"ultimately it is as a lyrical epic of horror that The Road is best understood.Ã¢â¬ Another honor The Road received was being apart of Oprah Winfreys Book Club. During his interview he announced that his son, John Francis,
The article, Ã¢â¬Å"National Identity Cards Strange Liberty, Banish PrivacyÃ¢â¬ by Charles Levendosky, implies that Identity Cards give us a false sense of security. The system would not prevent terrorists from using fake documents to get a national identity card and all citizensÃ¢â¬â¢ private information would be shared with government agencies and commercial organizations, therefore all personal information can be easily accessed through a computer system. This would result in a surveillance society with many obstacles due to human errors and leaving citizens with no privacy and freedom to be themselves. I agree with the author and I am against national ID cards primarily because they would violate citizens right to privacy. It is acceptableÃ¢â¬ ¦show more contentÃ¢â¬ ¦These documents are easily forged.Ã¢â¬ There also needs to be a security system if the card gets lost. Human errors and sloppy ID checks at airports and government buildings are guaranteed to have fail ures. Then there are the interruptions and delays caused by identity checks creating traffic jam in office lobbies, airports, hospital waiting rooms and shopping malls. It is unreasonable to expect people to carry the identity card at all times, for example, at the beach, while dancing at a club, while exercising, etc. Innocent people would end up in trouble with the authorities if they do not show their card. Another concern is the age the cards are issued. Are five year-old children required to carry them and keep them safe at school and in the playground? A national ID system requires an immense database of private and sensitive information on every person that can be instantaneously accessible from airline check-in, police cars, schools, etc. As stated in the article by Charles Levendosky, Ã¢â¬Å"The information the AAMVA would like to have on these identity cards goes far beyond name, address, Social Security number, birth date, weight, height, hair and eye color. The proposal would include medical and disability information as well as encoded biometric identifiers like retinal scans and fingerprints.Ã¢â¬ The security risks are enormous. How do we keep a database of this size secure,Show MoreRelated National ID, a bad ideaÃ¢â¬ ¦. Essay1750 Words Ã |Ã 7 PagesNational ID, a bad ideaÃ¢â¬ ¦. In todayÃ¢â¬â¢s world, we can say that the main danger to privacy, security for people who lives in free democratic societies can come from the system that will create and apply supposedly very high tech national ID card. The main purpose of National ID card system in a country is to develop nationwide security, decrease crime rate, reveal the terrorists, and guard against illegal immigrants. NID system has been used conducting regular official transactions between governmentRead MoreEssay National ID Card1533 Words Ã |Ã 7 PagesNational ID Card There has been much discussion over the issue of a national ID card. Can it guarantee national security? Can it even improve the current state of security in the US? Is implementation feasible? Is it an invasion of privacy? These are just a few of the questions that surround the issue of a national ID. The scene that the NID evokes in me is from the movies of the forties and fifties. The security officials from some eastern European country move from passengerRead MoreThe Right to Privacy Essay1252 Words Ã |Ã 6 PagesPrivacy Laws - For Privacy laws are established because people have a right to privacy, to an extent. For many years people have argued over their privacy rights, from online videos, to people spying on them, even people stealing internet. People think that they should be completely secluded from others seeing what theyÃ¢â¬â¢re doing, but in all reality, thereÃ¢â¬â¢s no stopping people from seeing what you are doing. With more people using the flaws within our media and lives, we as a society must come toRead MoreAnalysis Of The Movie Enemy Of The State 1329 Words Ã |Ã 6 PagesWill Smith) is a lawyer who had a chance run-in at a lingerie store with a former college colleague named Jason. Jason is in the midst of attempting to escape from some National Security Agency (NSA) agents. His home was raided shortly before this encounter, because Jason was in possession of a video recording that showed the identity of a congressmanÃ¢â¬â¢s assassin, and the killer also happened to be a high ranking fe deral agent named Reynolds. Unbeknownst to Robert, Jason slips this tape into a bag thatRead MoreBiometric Data And Crucial Insensitive Data1134 Words Ã |Ã 5 Pagesdecentralized under one organization i.e. UIDAI and KYC (Know your Customer) norms of UIDAI should be replaced by Tokens. Whether linkage of Adhaar to PAN Cards Justified Recently the finance minister Mr. Arun Jaitley argued in parliament about the instances of same person using multiple PAN cards for filing Income Tax-Returns. The linkage of Adhaar to PAN card is still a proposal yet Government has traced the defect regarding multiple usages, this is the clear indication to fact that there exist multipleRead MoreThe Governments Fight Against Crime Essay1052 Words Ã |Ã 5 Pages Ã¢â¬Å"The planned introduction of identity cards proves, if further proof be needed, that this government is committed to the crime control model of criminal justiceÃ¢â¬ In every nation the authority and dedication of the government towards doing its work is challenged again andRead MoreHow Computers Affected The Privacy Of Citizens1655 Words Ã |Ã 7 PagesHow have computers affected the privacy of citizens in the U.S - Collection of data by the government from from websites and ISP s. Legal terms-of-use agreements (Kevin Santos) A) Governmental legislations (The Patriot Act of 2001): There have been concerns about privacy of American citizens for many years but, ever since telecommunications advances mainly through computers, there has been a major concern in society. One contributing factor that affects privacy is the governmental legislationsRead MoreEssay about NATIONAL ID CARD2213 Words Ã |Ã 9 PagesNATIONAL ID CARD The public debate about National Identification (ID) in the United States, Canada and other countries have been restarted after the terrorist attacks of September 11th, 2001 on the World Trade Center and the Pentagon. National ID card is one of the most important issues that had been discussed in Congress and also in the little discussion group in the CSC 4735 Ã¢â¬â Computer Society and Ethics teach by instructor John Clark at the University of Colorado Ã¢â¬â Denver lately. I can seeRead More The main paper1847 Words Ã |Ã 8 Pageshas been renewed interest in the creation of a national identification system, typically embodied in a smart ID card, as a component of a national counter-terrorism strategy. National ID cards have been advocated as a means to enhance national security, unmask potential terrorists, and guard against illegal immigrants. The core issue can be expressed as a question: What actions should the federal government take to certify the identity of its cit izens and other persons in its jurisdiction, and whatRead MoreThe Information Age Has Dawned Upon Us898 Words Ã |Ã 4 Pagescloud-based services. However, many consumers, although concerned about privacy invasions, simply accept the loss of their privacy as a consequence of the Information Age and are not willing to give up the benefits and conveniences in which information technology has provided them. Recently, with the government intervening through proposed laws such as CISPA and Americans becoming more cautious, the issue of compromised data and digital privacy is rapidly coming to the fore. Ã¢â¬Å"What is the big problem with
Question: An analysis of the costs that systems intrusions, adware, and malware have caused organizations. In your analysis, include current data that detail the costs from these attacks in relationship to organizational bottom lines. An explanation of the costs that are involved. Costs involved may include money, time, resources, lost productivity, etc. A formulation of techniques for detecting intrusions and malware. Consider your role as a consultant and create a memo with a corresponding chart to demonstrate just how much these threats cost, along with ways to help minimize them. Answer: Introduction Security involves assurance, soundness, and openness. Classified issues happen in light of the fact that delicate association purposes of investment and approach have been revealed just to certify persons, and supervises are relied upon to confine access to these things. Uprightness relates to a business' need to organize change two things, for instance, purposes of investment and strategies. In this way, directs are relied upon to confirm that things are exact and complete. Finally, the purposes of investment and game plans of an association must be open when needed. Consequently, administers are required to check steadfastness of courses of action. Right when the protection of an association is impacted, threats can impact the security, quality, and accessibility to its advantages, provoking anticipated incident and damage. Affirmation masterminding starts with a threat examination, which picks the first experience with threats and arranged harm (Charles P. Pfleeger, 2006). It is a purposeful approach with endless, various, which are exceptions to the surroundings. Various analysts and social events have dismembered risk investigation systems. Regardless of the way that the illuminations of threat movement with the lifestyle, association, and atmosphere, the core parts of risk investigation frameworks are on a very basic level the same. These fuse recognition and invest igation of the advantages and principles, recognition of the threats and inadequacies, risk appraisal, organization, and cost advantage evaluation. Recognition of Assets To begin the exploration, we must perceive the assets of a system framework and their standards. In the same approach to systems, the resources of a system framework can be differentiated into a few groups, which can then be divided into littler measured segments. Category of cost Elements of cost Hardware Computer systems (desktops/laptops), Printers, Scanners, Modems, Networking peripherals Software Operating system, Application program, Utility software Services E-mail, Voice processing, Packet switching, Batch Processing Other Resources Any other resources Supplies Software or hardware support We can further part these sources into concrete and insignificant sources. Considerable sources can be dispersed money models, while unimportant resource can't. Generous sources contain physical sources, for instance, drives, memory, CPU's, work stations and web servers. Indistinct sources include sensible sources, for instance, information and undertakings spared cash on drives. Since it is tricky to survey the monetary principles of slippery sources, we apportion them comparable guidelines. Additionally, two contemplations crucial to note are criticality and understanding. Criticality addresses things that are fundamental to a limit, and can perhaps cause enormous effects on the association. These effects may be as astounding as death of a person; in any case it is more inclined to be organizational ways, for instance, basic demolition of cooperating sources, wage disillusionments, disservice, and real issues (Tites, 1993). Affectability identifies with the system's quality or vitality, and its weaknesses. An appreciation assessment must contain comfort, trade traps, masterminding information, and budgetary information. Both criticality and appreciation are key parts in recognizing the estimation of sources, organizations, and sources. Threats A threat is any movement that can impact the security of benefits. It creates the reasons to a framework as destruction, disclosure, modification of data, and refusal of help. A threat is displayed by the risk administrator which uses a specific system, method, or standard scene to make an undesirable effect on a framework structure(Campbell, 1979). To clearly see threats, we must see the distinctive threat suppliers and the methods that they use. Conventionally, threats start from two sorts of administrators: calamities and individuals. Common debacles fuse cooperativeness disillusionment, genuine storms, wind, shoots, office breaks, and tremors. They can hurt devices and give help not open. Disregarding the way that the risky essentially and attentiveness of occurrences can make them have all the earmarks of being genuinely arranged, they are truly not as ceaseless or as ruinous as individuals. Since individuals make and usage program strategies, they are bound to harm them. It can make use of differing imaginative advancement and make more unique harm, not simply to sections contraptions and other characteristics, also for programming and operation methodology. Thus, solitary aggressors can turn off a framework without physically hurting it (Eloff, 1993). Category of cost Types of threats Hardware Stolen, Failed, Damaged Software Failed, Crashed, Overloaded Services Unavailable, Failed, Out of order Other Resources Failed or others Supplies Damaged, Stolen, Lost Analysis Early "intrusion and malware detection" procedures obliged either a central structure or a central settling on choice point (White, 1996). Starting late, business development has extended to frameworks either by method for the web services; subsequently, several systems are not staying single. The unobtrusive components that customers inspect over these frameworks contributes an alternate level of comfort furthermore displays protection threats. In this way, users have wound up significantly more consistent. To see an ambush satisfactorily, a consistent effort between joined serves is major in view of the unlucky deficiency of limit of individual servers to see the interference's source. Hence, various specialists have started researching the solid "intrusion and malware detection" field. The solid thought was made depending upon examination of ordinary cops procedures. It is wanted to give away to a site lacking central organization protection plan to work in the recognition and se curity of a wide attack (Richards, 1999). The solid thought depicts a couple of joint exertion affiliations. The foremost is a supervisor or subordinate affiliation, which happens inside an unrivaled system. Ahead is the main component who gives a subset or dealt with presents with bits of knowledge as to the unpretentious components decision, alerts, countermeasures, and so on. Managers have some organization over their agents, and the duet with has' exercises should be organized with the boss' exercises. The supervisor and laborers pass information to each other, and here and there delegates can supervise themselves. We consider the boss' tenets to be a superset of the dealt with serves. A substitute kind of facilitated exertion affiliation fuses capable groups. These exist in various frameworks, where confide in is less reacted. A specialist affiliation is the scarcest obliged affiliation. No hindrances are situated on the principles overseeing trades between partners. "Hummer" is an inside number administer in light of l ine system "intrusion and malware detection" structure(Frincke D. , 1998). "Hummer" system unpretentious components the necessities anticipated that would permit structure destinations to analyze security-critical purposes of investment while keeping up a nearby organization for purposes of enthusiasm social occasion activities, pick by regional standards what sum trust into a spot in unobtrusive components got from outside locales, and choose the measure of purposes of enthusiasm to discuss with those destinations (Frincke D. , 1999). Some of "Hummer's" crucial eccentricities are commonplace organized over the course of action choices, free yet consistent unobtrusive components decision, and individual association of game plan and recognition of plan offenses. Moreover, "Hummer" affirms dealings and stock structure purposes of investment both logically and supportively. The unpretentious components significant other is padded and the genuine and it gives both purposes of enthusiasm diminishing and purging. Finally, "Hummer" contains a basic procedure for including new purposes of investment determination contraptions and saving new sorts of inconspicuous components, and likewise changing purposes of premium decision granularity, with a conventional structure between serves yet possibly specific sorts allowed inside websites (Denault, 1994). Figure 1: "Hummer" Architecture (Huaqiang Wei, 2002) Figure 2: Details of attack (Huaqiang Wei, 2002) Conclusion: The investigation destinations of this report were subjective examination of the safety-security threats in an administered task domain, change of a quality design, and duty of the cost focal point deal of the framework "intrusion and malware detection" program. To get together with these targets, we investigated the threat, exploration methods and gadgets, which included recognition of advantages, threats, and inadequacies, and threat evaluation, organization control, and cost point of interest examination. We then presented the relentless thought in light of the solid guideline based task "intrusion and malware detection" program, Hummer. Also, we reviewed a couple experts' job on QoS application in system protection, and cost unstable arrangements for task "intrusion and malware detection" structures. Dependent upon this research, here a new blueprint is proposed, which unites a cost point of interest deal with the dispersed task "intrusion and malware detection" program Hummer. A t long last, we separated certified ambush cases, and, through our layout, capably gave the whole costs of the threats. Reference: Campbell, R. P. (1979). A modular approach to computer security risk management. AFIPS Press. Charles P. Pfleeger, S. L. (2006). Security computing. USA: Prentice-Hall, Inc. Denault, M. (1994). Intrusion and malware detection Approach and Performance issues of the SECURENET System. Computer Security , 495-508. Eloff, J. (1993). A Comparative framework for risk analysis methods. Computer Security , 597-603. Frincke, D. (1999). Hummer, A Copperative, Collaborative Intrusion and malware detection System. Idaho: University of Idaho. Frincke, D. (1998). Principles of Cooperative Intrusion and malware detection for Network-Based Computer Sites. Idaho: University of Idaho. Huaqiang Wei, D. F. (2002). Cost-Benefit Analysis for Network Intrusion and malware detection Systems. Moscow, Idaho: University of Idaho. Richards, K. (1999). Network Based Intrusion and malware detection: A Review of Technologies. Computer Security , 671-682. Tites, P. (1993). Information systems Sec urity. New York: Van Nostrand Reinhold. White, G. (1996). Cooperative Security Managers: A Peer-Based Intrusion and malware detection System. USA: IEEE Network.